We are online sporting goods seller with over a million dollars sales.
We are are presently using Paypal.

Looking for an advice and recommendation for a Merchant account
provider based on your personal experience.

We process all types of cards, checks and also use Virtual terminal.
We are using CREloaded / OSCommerce shopping cart.

Your experience will this new entrant.

Thanks and have a nice day.

John

JohnDug <johndug@comcast.net> wrote:

>We are online sporting goods seller with over a million dollars sales.

Then you can afford to hire a proper consultant.

There's a smell....it's brown...it's bovine in origin....yes it's bull
shit....

Matt

--
The Probert Encyclopaedia
http://www.probertencyclopaedia.com

"JohnDug" <johndug@comcast.net> wrote in message
news:980cd3df-7b02-4d00-a744-a2b2d1bf1a2d@71g2000hse.googlegroups.com...
> We are online sporting goods seller with over a million dollars sales.
> We are are presently using Paypal.
>
> Looking for an advice and recommendation for a Merchant account
> provider based on your personal experience.
>
> We process all types of cards, checks and also use Virtual terminal.
> We are using CREloaded / OSCommerce shopping cart.
>
> Your experience will this new entrant.
>
> Thanks and have a nice day.
>
> John


If you have over a million dollars in sales and your bank hasn't been
kissing your ass trying to sign you to a merchant account, its time to find
a new bank.

--Tina


--
Tina Peters
AxisHOST.com | BuyAVPS.com
Serving the web since 1997

On Feb 20, 5:29am, "Tina Peters" <t...@axishost.com> wrote:
> "JohnDug" <john...@comcast.net> wrote in message
>
> news:980cd3df-7b02-4d00-a744-a2b2d1bf1a2d@71g2000hse.googlegroups.com...
>
> > We are online sporting goods seller with over a million dollars sales.
> > We are are presently using Paypal.
>
> > Looking for an advice and recommendation for a Merchant account
> > provider based on your personal experience.
>
> > We process all types of cards, checks and also use Virtual terminal.
> > We are using CREloaded / OSCommerce shopping cart.
>
> > Your experience will this new entrant.
>
> > Thanks and have a nice day.
>
> > John
>
> If you have over a million dollars in sales and your bank hasn't been
> kissing your ass trying to sign you to a merchant account, its time to find
> a new bank.
>
> --Tina
>
> --
> Tina Peters
> AxisHOST.com | BuyAVPS.com
> Serving the web since 1997

HI Tina,
> If you have over a million dollars in sales and your bank hasn't been
> kissing your ass trying to sign you to a merchant account, its time to find
> a new bank.

My bank is Chase and i donot want to put all eggs in one basket.
Thanks,
John

In article <c42f80cb-8c80-426a-9451-
a4a0c8e62eaf@p43g2000hsc.googlegroups.com>, johndug@comcast.net says...
> On Feb 20, 5:29=A0am, "Tina Peters" <t...@axishost.com> wrote:
> > "JohnDug" <john...@comcast.net> wrote in message
> >
> > news:980cd3df-7b02-4d00-a744-a2b2d1bf1a2d@71g2000hse.googlegroups.com...
> >
> > > We are online sporting goods seller with over a million dollars sales.
> > > We are are presently using Paypal.
> >
> > > Looking for an advice and recommendation for a Merchant account
> > > provider based on your personal experience.
> >
> > > We process all types of cards, checks =A0and also use Virtual terminal.
> > > We are using CREloaded / OSCommerce shopping cart.
> >
> > > Your experience will this new entrant.
> >
> > > Thanks and have a nice day.
> >
> > > John
> >
> > If you have over a million dollars in sales and your bank hasn't been
> > kissing your ass trying to sign you to a merchant account, its time to fin=
> d
> > a new bank.
> >
> > --Tina
> >
> > --
> > Tina Peters
> > AxisHOST.com | BuyAVPS.com
> > Serving the web since 1997
>
> HI Tina,
> > If you have over a million dollars in sales and your bank hasn't been
> > kissing your ass trying to sign you to a merchant account, its time to fin=
> d
> > a new bank.
>
> My bank is Chase and i donot want to put all eggs in one basket.
> Thanks,
> John
>
Why not? Chase is huge with an outstanding reputation that follows the
same US banking (and credit card) laws as everyone else. As an existing
customer with an account balance that you're carrying, you'll get very
favorable rates.

If you are truly generating over a million per year, even a modest .5%
rate cut below PayPal will generate an additional $5000/year in profit -
and you'll get your money a couple days earlier. I'd take it.

On Feb 20, 4:39am, (Matt Probert) wrote:
> JohnDug <john...@comcast.net> wrote:
> >We are online sporting goods seller with over a million dollars sales.
>
> Then you can afford to hire a proper consultant.
>
> There's a smell....it's brown...it's bovine in origin....yes it's bull
> shit....
>
> Matt
>
> --
> The Probert Encyclopaediahttp://www.probertencyclopaedia.com

What type of consultant i should consult ? and where do i find them ?
John

JohnDug <johndug@comcast.net> wrote:

>On Feb 20, 4:39=A0am, (Matt Probert) wrote:
>> JohnDug <john...@comcast.net> wrote:
>> >We are online sporting goods seller with over a million dollars sales.
>>
>> Then you can afford to hire a proper consultant.
>>
>> There's a smell....it's brown...it's bovine in origin....yes it's bull
>> shit....
>>
>> Matt
>>
>> --
>> The Probert Encyclopaediahttp://www.probertencyclopaedia.com
>
>What type of consultant i should consult ? and where do i find them ?
>John

Talk to your bank manager. Or your accountant. You do have an
accountant? I hear the IRS are even worse than our own Her Majesty's
Revenue and Customs, and with a turnover in excess of 1 million they
would be very interested in you.

That said, I seriously doubt you are running anything more than a
kitchen-table reseller business with a turnover less than my
daughter's pocket money.

..
Matt

In article <47bc68cf.35195343@news.freenetname.co.uk>, (Matt Probert)
says...
> JohnDug <johndug@comcast.net> wrote:
>
> >On Feb 20, 4:39=A0am, (Matt Probert) wrote:
> >> JohnDug <john...@comcast.net> wrote:
> >> >We are online sporting goods seller with over a million dollars sales.
> >>
> >> Then you can afford to hire a proper consultant.
> >>
> >> There's a smell....it's brown...it's bovine in origin....yes it's bull
> >> shit....
> >>
> >> Matt
> >>
> >> --
> >> The Probert Encyclopaediahttp://www.probertencyclopaedia.com
> >
> >What type of consultant i should consult ? and where do i find them ?
> >John
>
> Talk to your bank manager. Or your accountant. You do have an
> accountant? I hear the IRS are even worse than our own Her Majesty's
> Revenue and Customs, and with a turnover in excess of 1 million they
> would be very interested in you.
>
> That said, I seriously doubt you are running anything more than a
> kitchen-table reseller business with a turnover less than my
> daughter's pocket money.
>
> .
> Matt
>
>
>
I also have a gut feeling his $1 million in revenue comment is
overstated, or he would already know all this.....

On Feb 20, 11:55am, (Matt Probert) wrote:
> JohnDug <john...@comcast.net> wrote:
> >On Feb 20, 4:39=A0am, (Matt Probert) wrote:
> >> JohnDug <john...@comcast.net> wrote:
> >> >We are online sporting goods seller with over a million dollars sales.
>
> >> Then you can afford to hire a proper consultant.
>
> >> There's a smell....it's brown...it's bovine in origin....yes it's bull
> >> shit....
>
> >> Matt
>
> >> --
> >> The Probert Encyclopaediahttp://www.probertencyclopaedia.com
>
> >What type of consultant i should consult ? and where do i find them ?
> >John
>
> Talk to your bank manager. Or your accountant. You do have an
> accountant? I hear the IRS are even worse than our own Her Majesty's
> Revenue and Customs, and with a turnover in excess of 1 million they
> would be very interested in you.
>
> That said, I seriously doubt you are running anything more than a
> kitchen-table reseller business with a turnover less than my
> daughter's pocket money.
>
> .
> Matt- Hide quoted text -
>
> - Show quoted text -

Yes we do use a CPA service for accounting he does not know about
credit card processors.

The bank manager's advice is not independent and she has a vested
interest.

I thought there were any specialied consultant for ecommerce money
transactions.

I was looking for unbiased feedback from people with real experience.

thanks,
John

"JohnDug" <johndug@comcast.net> wrote in message
news:53ca1579-ccbf-4bf6-ad0a-978fbf91ac6b@q78g2000hsh.googlegroups.com...
On Feb 20, 11:55 am, (Matt Probert) wrote:
> JohnDug <john...@comcast.net> wrote:
> >On Feb 20, 4:39=A0am, (Matt Probert) wrote:
> >> JohnDug <john...@comcast.net> wrote:
> >> >We are online sporting goods seller with over a million dollars sales.
>
> >> Then you can afford to hire a proper consultant.
>
> >> There's a smell....it's brown...it's bovine in origin....yes it's bull
> >> shit....
>
> >> Matt
>
> >> --
> >> The Probert Encyclopaediahttp://www.probertencyclopaedia.com
>
> >What type of consultant i should consult ? and where do i find them ?
> >John
>
> Talk to your bank manager. Or your accountant. You do have an
> accountant? I hear the IRS are even worse than our own Her Majesty's
> Revenue and Customs, and with a turnover in excess of 1 million they
> would be very interested in you.
>
> That said, I seriously doubt you are running anything more than a
> kitchen-table reseller business with a turnover less than my
> daughter's pocket money.
>
> .
> Matt- Hide quoted text -
>
> - Show quoted text -

Yes we do use a CPA service for accounting he does not know about
credit card processors.

The bank manager's advice is not independent and she has a vested
interest.

I thought there were any specialied consultant for ecommerce money
transactions.

I was looking for unbiased feedback from people with real experience.

thanks,
John

--------------------

Okay, I have real experience and my company DOES do the amount that you
claim to. If your CPA can't give you business advice, you should find
someone who knows more than how to fire up a copy of QuickBooks and TaxPro
on his laptop. I depend on our accountant for everything from tax advice
to business consultation to financial planning. He's expensive, but worth
every penny.

Yes, your bank manager has a vested interest...in keeping you happy.
That's where you should go to get the best rates and face-to-face customer
service. Anything else and you'll just be adding one more middle-man into
the mix between your customers money and your bank account.

--Tina

In article <53ca1579-ccbf-4bf6-ad0a-
978fbf91ac6b@q78g2000hsh.googlegroups.com>, johndug@comcast.net says...
> On Feb 20, 11:55=A0am, (Matt Probert) wrote:
> > JohnDug <john...@comcast.net> wrote:
> > >On Feb 20, 4:39=3DA0am, (Matt Probert) wrote:
> > >> JohnDug <john...@comcast.net> wrote:
> > >> >We are online sporting goods seller with over a million dollars sales.=
>
> >
> > >> Then you can afford to hire a proper consultant.
> >
> > >> There's a smell....it's brown...it's bovine in origin....yes it's bull
> > >> shit....
> >
> > >> Matt
> >
> > >> --
> > >> The Probert Encyclopaediahttp://www.probertencyclopaedia.com
> >
> > >What type of consultant i should consult ? and where do i find them ?
> > >John
> >
> > Talk to your bank manager. Or your accountant. You do have an
> > accountant? I hear the IRS are even worse than our own Her Majesty's
> > Revenue and Customs, and with a turnover in excess of 1 million they
> > would be very interested in you.
> >
> > That said, I seriously doubt you are running anything more than a
> > kitchen-table reseller business with a turnover less than my
> > daughter's pocket money.
> >
> > .
> > Matt- Hide quoted text -
> >
> > - Show quoted text -
>
> Yes we do use a CPA service for accounting he does not know about
> credit card processors.
>
> The bank manager's advice is not independent and she has a vested
> interest.
>
> I thought there were any specialied consultant for ecommerce money
> transactions.
>
> I was looking for unbiased feedback from people with real experience.
>
> thanks,
> John
>
>
A CPA that can't give credit card advice? Get a new CPA. My CPA gives
me advice on a regular basis, about 90% of which I follow.

The bank manager should be doing everything in his power to get all your
business, so why are you adamnatly opposed to listening to her advice as
well? The manager of my bank knows me by name, greets me regularly and
always asks if they can be of any additional service - and I don't do
anywhere near $1 million per year.

Once again, I think your figures are a bit inflated or you would be much
more knowledgeable on these subjects....

On Feb 20, 6:47pm, "Tina Peters" <t...@axishost.com> wrote:
> "JohnDug" <john...@comcast.net> wrote in message
>
> news:53ca1579-ccbf-4bf6-ad0a-978fbf91ac6b@q78g2000hsh.googlegroups.com...
> On Feb 20, 11:55 am, (Matt Probert) wrote:
>
>
>
>
>
> > JohnDug <john...@comcast.net> wrote:
> > >On Feb 20, 4:39=A0am, (Matt Probert) wrote:
> > >> JohnDug <john...@comcast.net> wrote:
> > >> >We are online sporting goods seller with over a million dollars sales.
>
> > >> Then you can afford to hire a proper consultant.
>
> > >> There's a smell....it's brown...it's bovine in origin....yes it's bull
> > >> shit....
>
> > >> Matt
>
> > >> --
> > >> The Probert Encyclopaediahttp://www.probertencyclopaedia.com
>
> > >What type of consultant i should consult ? and where do i find them ?
> > >John
>
> > Talk to your bank manager. Or your accountant. You do have an
> > accountant? I hear the IRS are even worse than our own Her Majesty's
> > Revenue and Customs, and with a turnover in excess of 1 million they
> > would be very interested in you.
>
> > That said, I seriously doubt you are running anything more than a
> > kitchen-table reseller business with a turnover less than my
> > daughter's pocket money.
>
> > .
> > Matt- Hide quoted text -
>
> > - Show quoted text -
>
> Yes we do use a CPA service for accounting he does not know about
> credit card processors.
>
> The bank manager's advice is not independent and she has a vested
> interest.
>
> I thought there were any specialied consultant for ecommerce money
> transactions.
>
> I was looking for unbiased feedback from people with real experience.
>
> thanks,
> John
>
> --------------------
>
> Okay, I have real experience and my company DOES do the amount that you
> claim to. If your CPA can't give you business advice, you should find
> someone who knows more than how to fire up a copy of QuickBooks and TaxPro
> on his laptop. I depend on our accountant for everything from tax advice
> to business consultation to financial planning. He's expensive, but worth
> every penny.
>
> Yes, your bank manager has a vested interest...in keeping you happy.
> That's where you should go to get the best rates and face-to-face customer
> service. Anything else and you'll just be adding one more middle-man into
> the mix between your customers money and your bank account.
>
> --Tina- Hide quoted text -
>
> - Show quoted text -

Thanks for the feedback.

I guess I may have to take advice from another CPA.

I would also have to change my bank. JPMorganChase is a big bank and
does not care for small bussines customers. We import sporting goods
from asia and sell locally. I am looking for a bank which has import
document collection services as well credit card processing. Any
experiences or recommendations?