Hello

Im creating a website at the moment which when completed, will
probably need its own disclaimer and terms and conditions for how the
information collected is used by the users and also to state that any
content created will be stored in such a such way yadayada

How would I go about getting these documents written up? are there
templates i can use?

keep in mind, im just a code monkey with an idea. i dont really want
to spend money on a lawyer to draw these documents up for me. I just
want some basic stuff which covers a lot of things.

Can anyone or know where I can find what im after?

Thanks
Vince