Hi! folks! Managed to come to grips with many of the features but
stumped with layers.

Start from file/new and get a white rectangle on the workspace, and
get a thumbnail marked background with a partically locked icon in the
layer pallete.

I create a new layer from layer/new/layer menu and see it as a hatched
layer 1. I ensure that it is active (highlighted?) then open an image,
expecting it to appear on the layer one. but the image combines with
the background and makes one image labled background.

Tried locking, changing image size and other strategies in my megere
repotoire to no avail. Athough can't seem to get rid to the partically
locked icon on the background layer.

How do I get subsequent images onto different layers, so that I can
combine them on to white background. In short what am I doing wrong!

Thanks for you time. Photoshop CS3 V10

Bob